The Seventh Circuit Court of Appeals, in a decision by District Judge Virginia Kendall, upheld coverage for damage to an insured's home discovered five years after the insurer's policy with the insured expired. BACKGROUND The Strausses built a house in Mequon, Wisconsin in 1994. They insured th...
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Identifying Cyber Risks and Protecting Health Care Organizations from Data Breaches
Overview The modern business landscape requires increasing reliance on the Internet and forms of social media as a platform to interact with potential customers, share information with the public, and sell products and services. Though these interactive mediums can provide businesses with incre...
Providing Initial Defense for Insured’s in Cases Where Coverage is Questionable Can Provide Insurers with Procedural Leverage to Later Disclaim its Duty to Defend
Overview A recent unpublished decision by the Wisconsin Court of Appeals provides valuable insight into the requirements for an insurer in satisfying the “four corners” rule as well as the ability to use extrinsic evidence in arguing for a coverage exclusion in cases where there is a basis to de...